What apps are good for budgeting?

What apps are good for budgeting?

UK-specific apps that can help manage finances

Written 25th January 2024 | Subscribe to my newsletter

A budgeting app is can be really beneficial for those wanted to keep track of their finances on their phone, it helps you keep tabs on your money without all the hassle.

It's a handy tool that shows where your cash is coming from and where it's going. With real-time updates and easy categories, it's like having a personal money manager in your pocket. Plus, these apps make setting goals and saving up for stuff way simpler.

With reminders and quick insights, it's like having a buddy nudging you to stay on top of your money game. 


Emma is a budgeting app that helps you avoid overdrafts, find and cancel subscriptions, and save money. It categorizes your transactions and provides analytics on your spending.

Cost: £4.99 - £14.99 per month


Plum is an AI-powered savings assistant that analyzes your spending and automatically saves money for you. It also offers investment options to help your money grow.

Cost: £4.99 - £9.99 per month


Bean is a subscription tracker that helps you identify and cancel unwanted subscriptions, saving you money. It also analyzes your bills and suggests potential savings.

Cost: FREE


Cleo is a financial assistant powered by AI that helps you budget, track spending, and set savings goals. It provides a chat-based interface for easy interaction.

Cost: £5.99 per month


Chip is an automatic savings app that analyzes your spending habits and saves small amounts for you. It aims to make saving money effortless.

Cost: £5.99 per month


Snoop is a money management app that offers personalized insights and tips to help you save money. It analyzes your spending patterns and suggests potential savings.

Cost: £4.99 per month

Tandem Bank:

Tandem Bank offers a mobile banking app with various features like spending insights, budgeting tools, and a "Safe to Spend" feature that helps you manage your money wisely.

Cost: Free

Starling Bank:

Starling Bank is a mobile-only bank with features like real-time spending notifications, budgeting tools, and savings goals. It provides a user-friendly interface for managing your finances.

Cost: Free


Monzo is a popular mobile bank that offers budgeting features, spending insights, and real-time notifications. It also allows you to set savings goals and manage your money on the go.

Cost: Free


Revolut is a financial app that provides budgeting features, spending analytics, and currency exchange. It's particularly useful for those who travel frequently or make international transactions.

Cost: Free


Easy to use with excellent customer service. Can track current and savings accounts, ISAs and other investments, loans and mortgage - all in one place, with one view.

Cost: 1.49 a month

Remember to review the features of each app to find the one that best suits your financial management needs and preferences.

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